Protect Your Business for Success!
Business Owner's and Commercial Insurance Policies offers protection from major property and liability risks.
Business/Commercial Property
Covers your property such as a building and any inside business/commercial property you may have. For example, the computers, office equipment, office furniture, tools, small equipment, etc. If any one item is worth more than $1,500, you may want to schedule this item separately.
Business Interruption
This can compensate you for lost income if your company has to move out of your current premises due to covered claim/damage, such as a fire. Interruption Insurance covers the profits you would have earned, based on your financial records had the damage not occurred. This would also cover operating expenses.
Business/Commercial General Liability
Coverage for your business/commercial liability exposures you may have, for example your company's legal responsibility for the harm it may cause others. This would be the result of anything you or your employees did or didn't do that may cause bodily injury or property damage due to defective products, faulty installations or errors in services.
Business/Commercial Rental Property
If you own rental property, whether it’s an apartment building or a one or two-family rental complex, we can find the right coverage for you. We will make sure it covers both property and liability/medical coverage, plus offers you the opportunity to customize the package with options that meet your specific needs.
- Business Buildings & Other Structures
- Business Personal Property
- Scheduled Business Items
- Liability and Medical Expenses
Business/Commercial Auto
Coverage is available for the auto you use for business. Whether it be for your business in town or your farm/ranch out in the country. Protect your farm or commercial business with Business/Commercial Auto Insurance because road conditions, weather or other drivers on the road are simply beyond your control. Additional coverage available for pollution, employees, hired and non-owned auto, loan/lease, loss of use or replacement cost.
Apartments/Condo Buildings
If you own an apartment building or a one, two or four family duplex, we have the company that will fit your specific needs. The coverage can include:
- Building & Other Structures
- Business Personal Property
- Liability & Medical Expenses
Optional Endorsements Are Available:
- Replacement Cost Coverage on structures and business personal property
- Business Income - Loss of Income
- Extra Expense Coverage
- Inflation Guard Protection
- Increased Cost of Construction - Ordinance or Law
- Pollutant Clean Up and Removal
- Additional Insured
- Liquor Liability
- Spoilage
- Cyber Liability
- Commercial Umbrella
- Product Recall
- Care, Custody and Control
- Electronic Data
Employer Coverage Endorsement
- Employee Benefit Liability
- Employee Dishonesty
- Hired Auto & Non-Owned Auto
- Employment Related Practices Liability
Lets schedule an assessment of your business to find out if your business has the insurance protection you need to cover any financial loss in the case of a unforeseen claim.
